Read Articles:
Sponsored advertisers
- ---
Jeevan anurag
ELIGIBILITY CONDITIONS
FOR BASIC PLAN
| Age at entry | Age of the Life Assured- 20 to 60 years (age nearest birthday) |
| Age of the Life Assured at maturity | Maximum 70 years (age nearest birthday) |
| Term | All terms from 10 to 25 years. In case of single premium mode minimum term shall be 5 Years. |
| Minimum Sum Assured | Rs. 50,000 /- |
| Maximum Sum assured | No limit. Sum Assured will be in multiples of Rs.5,000 /- only. |
| Mode | Yearly, Half-yearly, Quarterly, Monthly or through salary deductions in case of regular premiums. |
FOR TERM ASSURANCE RIDER
| Age at entry | Age of the Life Assured- 20 to 50 years (age nearest birthday) |
| Age of the Life Assured at maturity | Maximum 60 years (age nearest birthday) |
| Term | NIL |
| Minimum Sum Assured | Rs. 1,00,000 /- |
| Maximum Sum assured | An amount equal to the Sum Assured under Basic Plan subject to the maximum of Rs. 25 lakh overall limit taking all term assurance riders availed under all existing policies of the life assured and the term assurance rider under the new proposal into consideration. |
| Mode | NIL |
The Term Assurance Rider Sum Assured will be in multiples of Rs.25,000 /-.
FOR CRITICAL ILLNESS RIDER
| Age at entry | Age of the life Assured- 20 to 50 years (age nearest birthday) |
| Age of the Life Assured at maturity | Maximum 60 years (age nearest birthday) |
| Term | NIL |
| Minimum Sum Assured | Rs. 50,000 /- |
| Maximum Sum assured | An amount equal to the Sum Assured under Basic Plan subject to the maximum of Rs. 5 lakh overall limit taking all critical illness riders availed under all existing policies of the life assured and the critical illness rider under the new proposal into consideration. |
| Mode | NIL |
The Critical Illness Rider Sum Assured will be in multiples of Rs.10,000 /-.
REBATES/EXTRA FOR MODE OF PREMIUM PAYMENT AND HIGH SUM ASSURED
Mode rebate: 2% for yearly mode and 1% for half yearly mode on the tabular premium. There are no rebates for quarterly and SSS modes. For monthly mode, 5% extra will be charged on the tabular premium.
Large Sum Assured Rebate: Rs. 2%o Sum Assured for Sum Assured Rs.1,05,000/- and above. No rebate for Sum Assured up to and including Rs.1,00,000/-. No rebate is available (either made) on the rider premiums
PREmium options
OPTIONS OF PAYMENT OF PREMIUM
Following premium paying terms are offered:
(i) Single Premium- One Year
(ii) Regular Premium payable during (n-3) Years, where n is the policy term
(iii) Regular Premium payable throughout the policy term
The sample premium rates for the basic plan are as under:-
SINGLE PREMIUM PER 1000 SUM ASSURED |
|||||
AGE
|
POLICY TERM |
||||
5 |
10 |
15 |
20 |
25 |
|
20 |
975.45 |
839.65 |
718.80 |
614.20 |
525.70 |
25 |
975.95 |
840.45 |
720.80 |
618.10 |
532.05 |
30 |
975.95 |
842.40 |
725.30 |
625.85 |
544.15 |
35 |
978.45 |
847.85 |
735.05 |
641.35 |
565.40 |
40 |
982.90 |
858.05 |
752.90 |
666.85 |
598.60 |
45 |
990.60 |
876.05 |
781.20 |
705.60 |
598.60 |
50 |
1004.65 |
904.25 |
823.75 |
763.55 |
- |
55 |
1024.65 |
944.60 |
886.00 |
- |
- |
60 |
1054.60 |
1006.80 |
- |
- |
- |
LIMITED ANNUAL PREMIUM PER 1000 SUM ASSURED |
||||
AGE
|
POLICY TERM (PREMIUM PAYING TERM) |
|||
10(7) |
15(12) |
20(17) |
25(22) |
|
20 |
152.30 |
88.90 |
61.30 |
45.75 |
25 |
152.50 |
89.20 |
61.75 |
46.35 |
30 |
152.85 |
89.80 |
62.60 |
47.55 |
35 |
154.05 |
91.25 |
64.45 |
49.70 |
40 |
156.30 |
93.95 |
67.60 |
53.25 |
45 |
160.30 |
98.45 |
72.60 |
58.90 |
50 |
166.85 |
105.55 |
80.55 |
- |
55 |
176.45 |
116.30 |
- |
- |
60 |
191.55 |
- |
- |
- |
TABULAR ANNUAL PREMIUM PER 1000 SUM ASSURED |
||||
AGE
|
POLICY TERM |
|||
10 |
15 |
20 |
25 |
|
20 |
118.25 |
76.95 |
55.55 |
42.90 |
25 |
118.40 |
77.25 |
56.00 |
43.50 |
30 |
118.75 |
77.85 |
56.85 |
44.65 |
35 |
119.80 |
79.20 |
58.60 |
46.80 |
40 |
121.75 |
81.75 |
61.65 |
50.30 |
45 |
125.30 |
86.00 |
66.50 |
55.90 |
50 |
131.15 |
92.75 |
74.30 |
- |
55 |
139.80 |
103.20 |
- |
- |
60 |
153.80 |
- |
- |
- |